Dask (the Turkish Catastrophe Insurance Pool) is a mandatory insurance scheme that protects residential properties against earthquakes and earthquake-related damage such as fire, explosion, tsunami, and landslide.
Is Dask Mandatory?
Yes. Dask is legally required for all registered residential properties within municipal boundaries. Homes without a Dask policy can run into problems with certain official procedures — such as title deed, water, electricity, or natural gas transactions.
What Does Dask Cover?
- Earthquake and resulting fire or explosion
- Tsunami caused by an earthquake
- Landslide caused by an earthquake
Dask only covers the building itself (foundation, walls, roof, and other structural elements) — it does not cover the contents inside your home.
Dask vs. Home Insurance
Dask only covers earthquake-related structural damage, up to a set coverage limit. Home insurance covers a much broader range of risks — fire, theft, flooding — and usually covers your belongings too. That's why pairing Dask with a home insurance policy gives your home much more complete protection.